Oscar German

Residential Mortgage Loan Officer

NMLS Registry Number: 1570023
Direct: 209-929-1404
Toll Free: 844-700-5012
Fax: 209-929-1237
Email: ogerman@bankofstockton.com
301 E. Miner Avenue
Stockton, CA 95202
P. O. Box 1110 - 95201
Business Hours:
8am to 5pm Monday - Thursday
8am to 6pm on Fridays

I am the designated HELOC (Home Equity Line of Credit) expert at the Bank of Stockton but I can also help you with your purchase or refinance transaction.  I know the loan process can be overwhelming and I am here to help you through it and answer your questions along the way.  You can reach me at 209-929-1404.  Thank you for choosing the Bank of Stockton!

Apply Now

Applying online is easy and takes about 20 minutes.  Here's how:

  1. Click "Apply Now" and fill out the application.
  2. Click "Submit" and your information will be reviewed for approval.
  3. You will be contacted by myself or another real estate represatitive to answer any questions.

Mortgage Center Mortgage Home Check Rates Apply Now Finish Applying Resources View Disclosures
Today's Rates
Conventional Fixed Rate Mortgages
30 Year Fixed Rate
 Rate  APR  Points
 7.250%  7.394%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 6.875%  7.104%  0.000%
Home Equity Line of Credit
Home Equity Line of Credit
 Rate  APR  Points
 8.500%  8.500%  0.000%

These mortgage rates are based upon a variety of assumptions and conditions which include a consumer credit score which may be higher or lower than your individual credit score. Your loan's interest rate will depend upon specific characteristics of your loan transaction and your credit history up to the time of closing.

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